Finessin' Finances'

Best Secured Credit Cards

Capital One® Secured Mastercard®

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THE RUNDOWN

$49, $99, or $200 security deposit required. You can get access to a higher credit line after making your first 5 payments on time.

APR

26.99%

ANNUAL FEE

$0

CREDIT NEEDED

None/Bad

Discover it® Secured

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THE RUNDOWN

$200 minimum security deposit. 2% Cash back offered at restaurants and gas stations up to $1,000. The total amount of cash back earned is matched after the 1st year. You can also receive your FICO® Credit Score for free.

APR

25.24%

ANNUAL FEE

$0

CREDIT NEEDED

None/Bad

Green Dot primor® Visa® Gold Secured Credit Card

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THE RUNDOWN

Unlike most secured credit cards, this card has an extremely low interest rate. Your credit limit will vary between $200 and $5,000.

APR

9.99%

ANNUAL FEE

$49

CREDIT NEEDED

None/Bad

Citi® Secured Mastercard®

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THE RUNDOWN

$200 minimum security deposit. Eligibility is determined after Citi examines your total income and current debts.

APR

24.74%

ANNUAL FEE

$0

CREDIT NEEDED

None/Bad

OpenSky® Secured Visa® Credit Card

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THE RUNDOWN

With this card your credit limit will be however much you put down as your security deposit. You can deposit any amount between $200 and $3,000. There are no rewards offered.

APR

19.64%

ANNUAL FEE

$35

CREDIT NEEDED

None/Bad

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