Finessin' Finances'

Best Balance Transfer Credit Cards

Citi Simplicity

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THE RUNDOWN

No late fees, no penalty rates, no annual fee — ever. This card also offers 0% interest for 21 months if you transfer your balance.

APR

16.24%-26.24%

ANNUAL FEE

$0

CREDIT NEEDED

Good

Citi Double Cash

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THE RUNDOWN

Earn 2% cash back on all purchases — 1% when you buy and 1% when you pay your bill. This applies to all purchases, there are no rotating categories. 0% interest for 18 months when you transfer a balance to the card.

APR

15.74%-25.74%

ANNUAL FEE

$0

CREDIT NEEDED

Excellent

Chase Slate

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THE RUNDOWN

Transfer a balance to the card with no fee if it happens within 60 days of opening the account. This card offers a 0% interest rate for 15 months on transferred balances.

APR

17.24%-25.99%

ANNUAL FEE

$0

CREDIT NEEDED

Good

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